Counterfeit money is a frustrating problem, impacting individuals and businesses alike. Knowing how to tell if a $100 bill is real is a crucial skill in today's world. This guide provides key tactics to help you confidently identify genuine Benjamin Franklins from convincing fakes.
The Power of Observation: Examining Your $100 Bill
Before diving into specific features, remember the golden rule: thorough observation is key. Don't rush the process. Take your time and carefully examine every aspect of the bill.
1. Watermark:
Hold the bill up to a light source. A faint image of Benjamin Franklin should be visible to the right of his portrait. This is a critical security feature and a good initial check. Counterfeit bills often lack a clear or correctly positioned watermark.
2. Security Thread:
To the left of Franklin's portrait, you'll find an embedded vertical security thread. When held up to the light, it should show the letters "USA" and the numeral "100" alternating with bells. A missing or poorly-printed security thread is a major red flag.
3. 3D Security Ribbon:
This is a newer security feature and is quite distinctive. It's located to the right of Franklin's portrait and, when tilted, displays shifting colors of blue and green. It also features bells and the numeral "100" that appear to move when the bill is tilted. The 3D effect is very difficult to replicate accurately.
4. Color-Shifting Ink:
Observe the numeral "100" in the lower right corner of the bill. As you tilt the note, the ink should change color from copper to green. This color-shifting feature is a significant security element.
5. Raised Printing:
Feel the bill. The portrait of Benjamin Franklin, the security thread, and the lettering should feel raised and slightly textured. Counterfeit bills often lack this tactile quality.
Beyond the Visual: Additional Verification Steps
While the above visual checks are crucial, consider these additional steps:
1. The Feel of the Paper:
Genuine $100 bills are printed on special paper that feels crisp and slightly textured, not flimsy or papery.
2. Microprinting:
Examine the lettering around the portrait of Benjamin Franklin with a magnifying glass. You should see extremely fine microprinting that is very difficult to counterfeit.
When in Doubt, Seek Expert Help
If you're still unsure about the authenticity of a $100 bill, it's always best to err on the side of caution. Contact your local bank or a financial institution. They have the tools and expertise to determine whether a bill is counterfeit.
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